GuardRisk

Insurance for you , your loved ones and your business

Experience peace of mind knowing that you, your family, and your business are secure with our comprehensive coverage.

More Coverage

Comprehensive plans that protect your health, life, business, and assets.

Less Hassle

Simple sign-ups, quick claims, and personalized support make insurance easy.

Faster Benefits

Get your benefits quickly when you need them most.

About us

Affordable protection for you your Loved Ones , and your Business

Guardrisk is a trusted, 100% Basotho-owned insurance and risk advisory provider, offering comprehensive coverage for life, health, business, and assets. We go beyond insurance, delivering tailored financial planning and risk management services to protect what matters most. Our commitment to transparency and exceptional service sets us apart, ensuring you get reliable protection with less hassle and faster benefits.

Services

We are here to meet your insurance needs

Life Insurance

Guardrisk offers life insurance solutions such as group life, funeral cover, and income protection. These plans ensure financial security for you and your loved ones in the event of death or disability.

Health Insurance

Our health insurance plans include medical aid and health coverage, ensuring access to quality healthcare when you need it most.

Business Insurance

Guardrisk provides tailored business insurance options, covering risks like property damage, liability, and asset protection for businesses of all sizes.

Agricultural Insurance

We offer agricultural insurance designed to protect farmers from risks like crop failure, natural disasters, and equipment loss.

Motor Insurance

Our motor insurance covers vehicles against damage, theft, and liability, providing peace of mind for individuals and businesses with fleets.

Contractors All Risk Insurance

This specialized insurance covers contractors and construction projects from risks such as damage, theft, and unforeseen incidents during work.

Professional Indemnity Insurance

Guardrisk provides coverage for professionals, protecting them from claims of negligence, malpractice, or errors in their services.

Bonds and Guarantees

We arrange both insurance and bank guarantees, including bid security, performance bonds, and advance payment guarantees, essential for businesses involved in contracts.

New

Student Medical Aid

Guardrisk now offers medical aid services for students.
This new service provides a comprehensive medical aid cover locally (in Lesotho) and internationally (SA).

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News and Blog

Get the latest updates & information from our experts

Frequently asked questions